The Cost of Procrastination Procrastination can be costly. When you get a late start, it may be difficult to make up for lost time. Share | Have A Question About This Topic? Name Email Address Question Thank you! Oops! Related Content Estimate Your Health Care Costs in Retirement Studies show that health care concerns are the top of the list for Americans planning their retirements. Long-Term-Care Protection Strategies The chances of needing long-term care, its cost, and strategies for covering that cost. Roth 401(k) vs. Traditional 401(k) This calculator compares employee contributions to a Roth 401(k) and a traditional 401(k).